Mechbank Money Ownership

Is Mechbank Money owned by Mecharic?

  • Yes, it is in his faction bank so he owns it.

    Votes: 5 15.6%

  • No, it belongs to Mechbank Co.

    Votes: 13 40.6%

  • No, it belongs to investors and people with savings accounts.

    Votes: 14 43.8%
  • Total voters
    32
  • Poll closed .
Mecharic

Mecharic

I'm tempermental, deal with it.
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I just want the opinion of multiple people besides individuals who are currently at war with Hisoka (proto and spectec).

Spectec, in the past, demanded silver from Hisoka. When I tried to explain to him that Hisoka the faction did not have 300 silver to give to him, he stated that the money in Hisoka's bank was owned by myself and my faction. The reality of the matter is that I store all of Mechbank's money (except what Imboring has for loans) in the faction bank. This prevents me from accidentally spending it without taking it out of easy access for me in the case of loans or repayment of savings. Anyway, I tried to explain this to Spectec, but he refused to listen. I tried to explain this to Protoshred more recently, but he also refused to listen.

Spectec has promised to destroy my bank utterly with his 'power'. Not something a 'good guy' would do. Mechbank is, in my mind, independent from myself, my faction, and my choices. If I was the only owner I would understand his thoughts on it, but I am not. FireSoap, Sevrish, Leksz, Mulligan... they are also primary owners. Then we have other owners of Mechbank who own under 10% of the bank. There are many people who put savings accounts into Mechbank with the expectation to have them back when they need/want them. If Spectec DOES force the shutdown of Mechbank, all these people will be out of their silver. I have a set plan for such a case, but even so it would lock down a lot of silver for a extended period of time and destroy any trust that exists for banks on massivecraft.

So, what I want to know is general opinions on the bank's funds. Is it my money? Hisoka's money? Mechbank's money? The Investor and Savers money? And does Spectec have the right to target Mechbank because of my choice to side with Solaris over Magna?

To the admins of Massivecraft: Is there any type of admin-based defense mechanism against someone intentionally trying to destroy Mechbank? Or is this entirely IG problems and solutions?

Thank you for reading, this is NOT a war thread, do not flame or get into fights over the war. This thread is about Mechbank's place on Massivecraft.
 
This is going to depend on the country you're from irl, since economics differ. My opinion is that if you were to take that money to pay your own debts, you would be guilty of embezzlement. It is not yours, it is owned by the company, a company which you don't even own (it's a publicly traded corporation). The money is also not technically owned by your account holders. They gave you their silver on the contractual agreement that you would one day repay them at their decision to withdraw. So they have all rights to the funds, but they do not currently own decision making power over them unless they choose to withdraw, i.e. they can't authorize its usage for anything in particular.
 
Meh silver is threatened?
 
"I'll pay any debt to see it destroyed." lol is he asking for a loan first?
 
Honestly I agree with most of what Gilmania said. The money does not actually belong to you and irl you would be committing a crime by using it to pay your own debts....

However, what spec is essentially trying to do is take the money without your consent, like a bank robbery, so its not really you using it for your own purposes. So even thought the money doesn't belong to the bank I think it can still be stolen (i.e. you can be forced to pay their demands with it as long as those demands are within server rules if it is in your bank or your factions bank).

Basically the investors need to join your cause and defend their money if they don't want the bank to come to harm.
 
As an investor in Mechbank and a person against Imperials I am utterly conflicted between giving Mecharic a hug and attacking Spectec and attacking Mecharic's faction beside Spectec.....
 
Isn't Mechbank Co. made up of its investors and people with saving accounts. Option 2 and 3 seem kinda the same.

The only way you could use the money to pay your own personal costs would be to give your self a lone. Anything other than that would be direct thievery from the bank. But yeah, attacking a bank, not the best way to make your selves seem like the 'good guys'. I have not yet sided with anyone in this war and would happily sit in my castle (or in my sheep farm, its more secure) and watch you all kill each other. But, if someone attacks my assets (to a point they were going to be lost) especially when they are stored in a neutral facility like Mechbank then I would be far more likely to help the other side.[DOUBLEPOST=1365453942,1365453764][/DOUBLEPOST]Just dawned on me what I said at the start of the last paragraph. Mechbank gives mecharnic a lone to pay costs, mecarnic cant pay it back, mechbank puts a ban request in on mecharnic. Mecharnic is banned for scamming mecharnic.:D
 
Sevrish said:
"I'll pay any debt to see it destroyed." lol is he asking for a loan first?
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I think it was more to the lines of "I'll pay off people so they don't attack me if it means you fall to the ground." then asking for a loan. And they say that Solaris is evil when they have evil right their among them. Not to mention he probably can't cover it, Mechbank has over 6k in savings (and about 7-9k in silver to be collected).

Waminer said:
As an investor in Mechbank and a person against Imperials I am utterly conflicted between giving Mecharic a hug and attacking Spectec and attacking Mecharic's faction beside Spectec.....
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I have told Spectec, and I will hold by this, that Mechbank is an independent third party and is NOT involved in any conflicts I get myself into. Mechbank is a Regalia-Based entity with 10 differen owners who are on all three sides of this conflict (Insurrection, Coalition, Neutral). If we tried to use it in the war effort we'd end up with 10 different Mechbanks, none of which could survive more then a day before it collapsed. Hence, third part, neutral.
 
This server is based on medieval role play. There was no idea of corporate ownership in medieval times. Everything was owned by an individual. Even the idea of something belonging to a country/empire was seen as the ruler owning/being the country/empire. The financial businesses of the time were based on personal honor, with much more risk. I don't think you can hide behind a "corporation" for protection. You should, though, be able to call on the other people with money invested to support you.
 
Actually in medieval times bankers were usually from two different ethnic groups. Firstly, people from small city states, usually in Italy at this time. Each bank had there own small Mercenary army, vault, castle/bastion, and sometimes even city. These banks had complete knowledge of corporate ownership even if some were family oriented mafia like structures. Secondly there were small family banks, usually run by jews, as at this time many people interpreted a sentence in the bible (Old testament) in a time before and actual banks, to mean you can run banks. -_- These were the more honor oriented ones and didn't have a corporate structure.[DOUBLEPOST=1365455716,1365455655][/DOUBLEPOST]
I have told Spectec, and I will hold by this, that Mechbank is an independent third party and is NOT involved in any conflicts I get myself into. Mechbank is a Regalia-Based entity with 10 differen owners who are on all three sides of this conflict (Insurrection, Coalition, Neutral). If we tried to use it in the war effort we'd end up with 10 different Mechbanks, none of which could survive more then a day before it collapsed. Hence, third part, neutral.
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I LUV YOU MECHARIC! Full homo!!! (Jks)
 
Didn't you have a second account that you stored all the silver in?
 
Yeah, then the server filled up and I haven't been able to get any of my alts on during prime times (which is when I get loan requests -_-)
 
Can't you just use "/money pay" to you alt account? Or must the receiver be logged on?
 
Trust me, I have thought the way I store my silver through several times over.

My Account: Accidental Spending
An Alt: Server full, no access.
My Faction: Spectec being Spectec -_-

Gonna be honest, I may actually call on you to hold the silver, Imboring.
 
Yendor said:
This server is based on medieval role play. There was no idea of corporate ownership in medieval times. Everything was owned by an individual. Even the idea of something belonging to a country/empire was seen as the ruler owning/being the country/empire. The financial businesses of the time were based on personal honor, with much more risk. I don't think you can hide behind a "corporation" for protection. You should, though, be able to call on the other people with money invested to support you.
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False actually. Joint Stock Ventures were a major part of the times allowing for increased profits and decreased profits as owning 1/10 of a company is much less of a risk then owning all of it.

And what waminer said
 
And then I said "Naw, I just closed it down for a little while. WHO WANTS A LOAN?" (chuckle) Upon which time Spectec died with the same expression as the following dog:

599686_469085556495907_125866846_n.jpg
 
Honestly Mech, when I did /seen mecharic, though your race showed up as Orc, I half expected it to say "drunk"
 
A solution would be to merge your bank with an inedependant organisation, like the OsaiFund
 
As an employee(well, his only employee), I feel I should say something: MechBank is a third-party organization and will remain as such. It will not be affected by in-game conflicts. It does not belong to anybody but the people who work for it, being Mecharic and I. The money, however, belongs to the people that invest in it.

If Spectec wants to destroy it, he can try. The thing is, Mecharic can still run his bank even with these threats. He can always just give the money elsewhere, and if Spectec wants to try to destroy a completely neutral organization, let him try. He's only going to waste his time, resources, and energy.

You can't destroy a third-party organization. It's impossible and cannot be done. As Mecharic and I said before, conflicts from outside the organization do not affect anybody using the service.

I don't see how Spectec plans to destroy it. It seems pretty unrealistic, and it just seems a bit mean to take your anger out on a bank. I think these are just empty threats and that MechBank will still be secure and safe as ever. However, Mecharic's faction might not.
 
Seeing as MassiveCraft doesn't support Empires, it does not support banks. The money is in your faction bank, it's your money.
 
Very well then Tom. Spectec still won't see a copper.[DOUBLEPOST=1365513579,1365513436][/DOUBLEPOST]
MonMarty said:
A solution would be to merge your bank with an inedependant organisation, like the OsaiFund
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How would this be a solution? I need the money to be instant access for loans, but also safe from accidental spending on my part. Would the OsaiFund be capable of doing so? And would Mechbank's current investors retain their ownership?
 
Partnering with OsaiFund basically means everything everything stays the same, except you won't be able to instantly take money out of the bank (it would be delayed by a procedure) but on the other hand, OsaiFund gets donations sent to it which could act as a very large investment / money buffer by itself, and you are not subject to the money being treated as your personal posession.
 
Protoshred said:
We're at war, its called tactics.
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Then don't claim to be the good guys. You are not better then Imperial was, using all possible methods to destroy perceived enemies. Don't hate on Imperial while you take notes from their old actions. Don't hate on Solaris because you envy their ability to fight without attacking through underhanded ways like darkroom stealing and threatening an innocent third party bank.
 
Mecharic said:
Don't hate on Solaris because you envy their ability to fight without attacking through underhanded ways like darkroom stealing and threatening an innocent third party bank.
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I still remember how Gridiron and Zanip stole a few Argonian dark rooms (chuckle)
 

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